A hand reaching toward a processor on an electronic circuit board

Circular IT · Nordic operations

The bank partnering that scales circular IT

3stepIT provides end-to-end IT lifecycle management. By combining leasing with refurbishment and reuse, it turns used devices into a source of recurring revenue.

€756.2M

2025 revenue

€30.5M

2025 EBITA

7,000+

Global Clients

The opportunity

Make every device worth more

Businesses need IT, but buying new devices repeatedly is costly and resource-intensive. Leasing creates a way to manage, recover and reuse devices instead of letting them become waste.

Comparison of circular and linear laptop reuse rates: 97 percent versus 1 percent, and seven versus five years of use

Download the full case

Unlock exclusive insights into what takes a circular business from belief to bankability, investor takeaways, circular business models and key success factors.

We use your details to send the PDF and follow up. Read our privacy policy.

The circular model

Leasing makes reuse part of the business model

3stepIT retains control of the device lifecycle. Planned returns create a supply of used equipment that can be refurbished and put back to work.

3stepIT lifecycle diagram from finance and leasing through management, refresh and refurbishment to resale

Bankability indicators

From leasing company to circular platform

01

Bank-backedfinancing model

02

Predictable returns andrecoverable assets

03

Proven scale andfinancial performance

“They have unrivalled risk management skills, we have IT asset management expertise.”
Carmen Ene
CEO of BNP Paribas 3 Step IT.